Is it Possible to Secure Car Insurance with a Suspended Driver’s License?

Can you get auto insurance if your license is suspended?

If your driver’s license gets suspended, then your current auto insurer will likely cancel or decide not to renew your existing policy.  Should you lose coverage, you will need to secure new insurance to ensure that you do not have a gap in your coverage history.  But is it possible to get auto insurance if your license is suspended?  Here’s what you need to know.

Consider This

Obviously, you cannot drive with a suspended license.  This means that you will not be at risk for accidents or other liability issues.  This means that you do not necessarily need liability, collision, and medical payments coverage while your license is suspended.

Getting Added to an Existing Policy

The best way to get auto insurance with a suspended license is by getting added to another person’s policy or securing a policy where you are not listed as the primary policyholder.  This will ensure that your car is covered even when you are not driving.

Comprehensive-Only Coverage

If you cannot be covered under another driver’s policy, then you can try to secure a comprehensive-only policy.  These types of policies offer coverage for car theft and damages caused by fire, flooding, vandalism, falling objects, and extreme weather events.  Some insurers will be willing to offer you this type of coverage so long as you keep your car in storage and do not let others drive it.

This is what you need to know about getting auto insurance if your license is suspended.  Do you have additional questions regarding your car coverage?  If so, then contact the experts at Staybull Insurance.  We are ready to assist you with all your auto insurance needs today.