What makes me a high risk driver? Many factors can make you a high risk driver. Some of these factors include your age, driving record, credit and claims history and the location you live in.
Why is insurance more expensive for me? Insurance companies charge a higher rate for high risk drivers because they think that you are more likely to get into an accident.
Why are some insurance companies denying me coverage? Some Insurance companies do not write policies for high risk drivers. In simple terms, they just do not want the risk.
Where can I find insurance if I am a high risk driver? The best way to find insurance if you are considered to be high risk is by contacting an independent agent. Independent agents write insurance for many insurance companies not just one. This allows them to check with multiple carriers to find you the best rate.
Will my insurance rates go down in the future? It most cases your rate will decrease as violations fall off your driving record.
What is a PIP claim? You might have a PIP claim on your record if you have ever went to the hospital after an accident. Personal Injury Protection (PIP) pays for a portion of your medical bills if you are injured in an accident.
How can I get insurance if I have a PIP claim on my record? Many insurance companies in Florida will not write insurance policies for people that have pip claims. Staybull Insurance has multiple insurance companies that will accept you if you have a PIP claim on your record.
Can I make payments on my insurance if I am high risk? Yes in most cases we are able to find you a policy that has a payment plan.
Can I get insurance if my drivers license is suspended? Yes, in most cases you can still purchase insurance if your drivers license is suspended.
How can I get an FR44 or SR22 filing? Notify your agent if you need an FR44 or SR22 filing. Financial responsibility filings can be attached to your auto insurance policy.