How much will a speeding ticket increase my insurance rate in Florida?
Many of our customer ask us how much their insurance rate will increase after a ticket in Florida. The answer is not always simple one. Insurance rates are determined by so many diffrent factors that it is hard to determine how much your rate will increase. It also depends on how severe the speeding ticket was. In the eyes of insurance companies there are two types of speeding tickets. The first type is speeding under 15 mph above the posted limit. The second type is speeding over 15 mph above the posted limit. Speeding 1-15 mph under the posted limit is considered a minor violation, while speeding over 15 mph above the posted limit is considered a major violation. Your rate increase after a speeding ticket can also depend on where you live. If you live in a small town and get a speeding ticket, your rate might only go up $10 a month. If you live in a bigger city your rate could go up $40 a month because you are in a higher risk category. It is also important to realize that some insurance companies will only increase your rate slightly after a ticket while others might double your rate. For this reason it is important to shop around for your insurance if your rate has gone up as it is very likely that you will be able to find a better price with another carrier. If your rate has gone up after a ticket please feel free to give our office a call or request a quote below.
Why choose us for your insurance?
High risk auto insurance specialist – We have contracts with many major carriers in Florida that offer insurance to high risk drivers. Some of these companies include Progressive, Foremost, Infinity, Gainsco, and Dairyland. We have helped thousands of high risk drivers purchase insurance over the years.
Technology – Our agency uses one of the most advanced customer management systems on the market. We automatically quote your policy every six months to make sure we are continuously providing you with the best rate possible. You can request a quote, and purchase your new policy from any computer or smartphone no matter where you live in the state via the internet.
Customer service – We strive to provide the best customer service in the industry. If you have a problem, we will do our best to rectify the issue.
Electronic signatures – For your convenience we utilize electronic signatures so you can request a quote and purchase your insurance without ever stepping foot in our office.