High Risk Auto Insurance in Tampa Florida
Here at Staybull we specialize in high risk auto insurance for individuals that have a bad driving record or prior claims. We also have markets available for people that have two prior PIP claims in the past three years. Our agency has five locations located throughout the state and can write you a policy no matter where you live via the internet. We provide insurance from many major insurance companies like Progressive, Foremost, Infinity, Dairyland and Gainsco. Our company has many options available for individuals located in the Tampa area. We use the latest technology to service our customers and can answer any questions you have. Our clients can request a quote and purchase insurance from any computer or smartphone. If you have a bad driving record and think you are high risk, please feel free to give our agency a call and we will do our best to help.
What makes you a high risk driver?
- Your driving record – If you have tickets or accidents on your driving record in the past three years you might be considered high risk. Insurance companies will charge you more because they think that you are more likely to get into an accident.
- You claims history – If you have prior claims on your record most insurance companies will consider you high risk.
- Your credit history – Your credit does play a part in determining your insurance rate. Research has shown that people with better credit are less likely to get into an accident or have a claim.
- Your location – Bigger cities tend to have a higher accident rate and some insurance companies charge a lot more in high risk areas.
High risk auto insurance Q&A
How much does insurance cost in Tampa if I have a bad driving record? Insurance in Tampa can get expensive if you have a bad driving record but we are here to help. Insurance rates are determined by many diffrent factors. Some of the factors considered include your age, sex, location, credit and claims history. It is impossible to determine an accurate rate without requesting a quote.
How long to tickets and accidents stay on my driving record? In most cases insurance carriers look at your driving record for the past three years. Some insurance carriers do go back up to five years.
Can I get insurance if I have two prior PIP claims? Yes in most cases we are able to provide insurance for individuals that have more than one PIP claim.
Why choose us for your high risk auto insurance needs?
We have experience with insuring individuals with a bad driving record. Unlike most insurance agencies we have contracts with many major insurance companies that offer insurance to high risk individuals. We do our best to provide the best customer service in the industry and can answer any questions you have. Our agency utilizes the most advanced technology available to service our customers. We automatically re-quote your insurance every six months to see if we can find a better rate for you with another company. If you think you are high risk and would like a quote for your insurance please feel free to give us a call.