Insurance With Three PIP Claims In Florida
If you have had three prior PIP claims in Florida, finding auto insurance can be challenging. Fortunately, Staybull Insurance can help. As an independent insurance agency, we have contracts with many major carriers like Progressive, Foremost, Infinity, Dairyland, National General, The General, and others to provide insurance coverage to individuals with a history of PIP claims. If you need assistance obtaining insurance after a PIP claim, please don’t hesitate to contact us.
Why is it difficult to find insurance after three PIP claims? PIP claims are responsible for the majority of insurance fraud in Florida. As a result, some insurance companies are rejecting individuals with one or more PIP claims. Furthermore, insurance companies often consider individuals with PIP claims to be high risk, even if the accident that led to the PIP claim was not their fault.
How long do PIP claims remain on your record? Most insurance companies in Florida go back three years, although some may look back up to five years. Once your PIP claims have been removed from your record, you will likely have more insurance options available to you.
What does PIP insurance cover? Personal Injury Protection (PIP) coverage pays for medical bills and work loss if you are injured in an accident, regardless of who is at fault. This coverage is mandatory on every auto insurance policy issued in the State of Florida.
Why are individuals with PIP claims considered high risk? Insurance companies consider individuals with PIP claims to be high risk because some people abuse PIP insurance by submitting fraudulent claims. They simply try to get money out of insurance companies when they are not really hurt.
How much does auto insurance cost after three PIP claims? In some cases, your insurance rates may be higher after a PIP claim, simply because most standard insurance carriers will not offer you coverage. Insurance rates are also influenced by other factors, such as age, gender, location, credit score, and claims history.
Why choose Staybull Insurance if you have three PIP claims?
Here are a few reasons:
Experience: Our agency has experience insuring individuals with PIP claims. We understand the challenges that you face and can help you find the right coverage.
Statewide coverage: Staybull Insurance has five locations throughout Florida and can write policies for residents anywhere in the state. We use electronic signatures to make it easy for you to request a quote, chat with us, and purchase your policy from any computer or smartphone.
Customer service: We use one of the most advanced customer management systems in the industry to ensure that our clients are satisfied. If you have a problem, we will do our best to resolve it.
Our carriers: We have contracts with many major carriers that offer insurance to high-risk drivers with multiple prior PIP claims, including Progressive, Foremost, Infinity, Dairyland, National General, The General, Gainsco, and more.
If you are having trouble finding auto insurance in Florida due to three prior PIP claims, Staybull Insurance can help. Contact us today to learn more about our coverage options and to obtain a quote. We specialize in Florida high-risk auto insurance and can help you get the coverage you need to stay on the road safely.