Florida High Risk Auto Insurance

                          High Risk Auto Insurance Team


    Staybull Insurance provides auto insurance all across the state of Florida for individuals considered to be high risk. Our company is an independent agency that can quote your high risk auto insurance with many major Florida carriers to find you the best rate for your particular situation. We have great markets available for people with bad driving records and recent claims. We also have markets available for people that have two PIP claims in the past. Our agency utilizes the latest technology to provide high risk auto insurance efficiently at the best rates possible. Feel free to use our chat with an agent feature if you have any questions.

Read Our Customer Reviews On Google

Kimberly MaroeKimberly Maroe
01:40 21 Apr 24
Friendly and helpful.
Amanda RosaAmanda Rosa
15:38 09 Apr 24
Called Del toro, estrella, UAIC, and so many other and said we were uninsurable. I thought forsure we'd have to sell our cars for scooters/motorbikes but they were able to get me a great quote with progressive way lower than what i was paying before too. I dont know what kind of magic they know but they did what i thought was impossible. Thank you!
Bryan HarrisBryan Harris
20:41 19 Mar 24
Made the process really simple - Called a bunch of other places and spent over an hour on the phone only to be told they would not insure me and I was completed with a quote and insurance in less than 30 minutes. Thank you.
Jonathan BeareJonathan Beare
09:40 02 Mar 24
Christopher JacobsChristopher Jacobs
12:12 17 Feb 24
If you need FR44 staybull is the place to go. I received 4 quotes from four different brokers with the same insurance company staybull was much lower. Josh is extremely knowledgeable and helped me out significantly in what I need to do moving forward. Appreciate you guys
J BeoJ Beo
16:27 28 Apr 23
Overall great experience. The rates were way better then the other places that quoted me. I called them after hearing how well they treated my buddy. They saved him more money by pro-actively finding him a better rate before his policy renewed. One less thing I’ll have to think about!
Cheryl BradfordCheryl Bradford
14:07 20 Feb 22
Always Great Service!
Kara KoolageKara Koolage
14:39 13 Mar 21
I have had an outstanding experience with Staybull Insurance. Their quick response time and thorough search to find me the best rate, was greatly appreciated. I highly recommend using Staybull!
Kacy KoolageKacy Koolage
21:35 11 Mar 21
Staybull has been great to work with! I was able to lower my rate by almost half!!! Always available to answer any questions I have had as well as just helping me through the process in its entirety! Thanks Staybull!
Yolanda MillsYolanda Mills
17:20 22 Feb 21
Awesome experience. Not their client but got superb service
Arsenio WeissArsenio Weiss
19:23 22 Dec 20
Great customer service with quick response timing on any questions asked..very thorough and friendly staff, highly recommended 👌
Elana MeltzerElana Meltzer
19:51 06 Mar 18
Calling this company was the best thing I have ever done!!!!! I spoke with Ricky whom helped me with everything I could possibly need. Not only did he get me a lower cost insurance covering everything I had before but he worked with me and took his time to make sure I was satisfied. He helped me set up my insurance and a few weeks later when I called to say that I moved he not only switched my address but was able to get me an even lower rate!!!!!!!!! I truly enjoy working with this company between customer care, price and reliability I absolutely give Staybull Insurance a FIVE star rating and will refer everyone I know to them.
Kimberly MaroeKimberly Maroe
01:40 21 Apr 24
Friendly and helpful.
Amanda RosaAmanda Rosa
15:38 09 Apr 24
Called Del toro, estrella, UAIC, and so many other and said we were uninsurable. I thought forsure we'd have to sell our cars for scooters/motorbikes but they were able to get me a great quote with progressive way lower than what i was paying before too. I dont know what kind of magic they know but they did what i thought was impossible. Thank you!
Bryan HarrisBryan Harris
20:41 19 Mar 24
Made the process really simple - Called a bunch of other places and spent over an hour on the phone only to be told they would not insure me and I was completed with a quote and insurance in less than 30 minutes. Thank you.
Jonathan BeareJonathan Beare
09:40 02 Mar 24
Christopher JacobsChristopher Jacobs
12:12 17 Feb 24
If you need FR44 staybull is the place to go. I received 4 quotes from four different brokers with the same insurance company staybull was much lower. Josh is extremely knowledgeable and helped me out significantly in what I need to do moving forward. Appreciate you guys
J BeoJ Beo
16:27 28 Apr 23
Overall great experience. The rates were way better then the other places that quoted me. I called them after hearing how well they treated my buddy. They saved him more money by pro-actively finding him a better rate before his policy renewed. One less thing I’ll have to think about!
Cheryl BradfordCheryl Bradford
14:07 20 Feb 22
Always Great Service!
Kara KoolageKara Koolage
14:39 13 Mar 21
I have had an outstanding experience with Staybull Insurance. Their quick response time and thorough search to find me the best rate, was greatly appreciated. I highly recommend using Staybull!
Kacy KoolageKacy Koolage
21:35 11 Mar 21
Staybull has been great to work with! I was able to lower my rate by almost half!!! Always available to answer any questions I have had as well as just helping me through the process in its entirety! Thanks Staybull!
Yolanda MillsYolanda Mills
17:20 22 Feb 21
Awesome experience. Not their client but got superb service
Arsenio WeissArsenio Weiss
19:23 22 Dec 20
Great customer service with quick response timing on any questions asked..very thorough and friendly staff, highly recommended 👌
Elana MeltzerElana Meltzer
19:51 06 Mar 18
Calling this company was the best thing I have ever done!!!!! I spoke with Ricky whom helped me with everything I could possibly need. Not only did he get me a lower cost insurance covering everything I had before but he worked with me and took his time to make sure I was satisfied. He helped me set up my insurance and a few weeks later when I called to say that I moved he not only switched my address but was able to get me an even lower rate!!!!!!!!! I truly enjoy working with this company between customer care, price and reliability I absolutely give Staybull Insurance a FIVE star rating and will refer everyone I know to them.
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WHAT MAKES YOU A HIGH RISK DRIVER?

Driving Records – Bad driving records play a big role in insurance rates. Your driving record includes any speeding tickets or any other infractions you have been ticketed for in the past. Some violations are more costly than others and can raise your rate more. Insurance companies see you as high risk when you have more violations than the average person.

Claims History – Claims histories also play a big role in insurance rates. The more claims you have on your record, the higher your rate will be. If you have claims on your record insurance companies think you are more likely to have another claim in the future.

Credit History – Unfortunately insurance is also based on credit history. The insurance companies think that people with bad credit are more likely to get into an accident or have a claim.   

PIP Claims – Insurance companies often consider individuals with prior personal injury protection claims to be high risk. This is due to high rates of PIP fraud in Florida. Some insurance companies will not offer you coverage if you have a PIP claims on your record.  

WHY CHOOSE STAYBULL FOR YOUR HIGH RISK AUTO INSURANCE?

Electronic signatures – For your convenience we utilize electronic signatures so you can get a quote and purchase insurance without ever setting foot in our office. Applications can be electronically signed from any computer or smartphone. We are also able to provide you insurance cards immediately via e-mail.

SR22 and FR44 filings – If the State of Florida is requiring you to have an SR22 or FR44 filing we can help! Filings are submitted electronically in a timely and efficient manner.

High risk auto insurance companies – Staybull Insurance writes policies for many insurance companies that accept high risk drivers. 

Customer Service – We pride ourselves on providing exceptional customer service to our clients. We understand that our jobs depend on keeping you happy!